// Rising Company

Upgrading your iPhone shouldn't take a spreadsheet.

Bill credits, trade-in tiers, activation fees, intro-year prices — every carrier prices the same phone a different way. This adds it all up over 36 months, so the cheapest way to your next iPhone is just the top row.

36 months · taxes excluded · prices updated 2026-09-22

Plan prices are account totals for this many lines. Plans without a published price for the count are left out.

Switching carriers
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Every combination

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#CarrierPlanRoutePlanPhoneFeesTrade-inTotalPer mo.
// Method

One formula, every route

A promotion that gives you a phone "on us" usually takes a phone you own and asks for a plan you might not otherwise buy. So every route is priced as everything you pay over the term. A phone handed to a carrier for bill credits counts as extra out-of-pocket at what its maker's own trade-in would have paid for it — Apple for an iPhone, Samsung for a Galaxy, Google for a Pixel; buying from Apple simply takes that value off the price.

total = monthly plan × 36
      + phone price − promo credits        (buying from Apple: − trade-in value instead)
      + one-time fees                       (activation · device connection)
      + trade-in into the deal              (maker's trade-in estimate of the phone the carrier takes)
    // Sources

    Where the numbers come from

    Prices and promotion terms were read from the carriers' own pages on the crawl date and saved to data/pricing.json. Carrier offers change weekly; check the source before you buy.

    Every number on this page is one file. If a price has moved, a promotion is missing, your carrier is not here, or a checkout showed you a trade-in credit the carrier does not publish, open a pull request or an issue — the data is plain JSON and each entry names its source. Fixes reach everyone who uses the tool.

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